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Tipico customer card

Tipico customer card: how the Tipico Card works

Where to get the card, how to use it in the betting shop and how payouts work.

The Tipico customer card, also called the Tipico Card, is your card for betting in the Tipico betting shop. You use the balance on it to bet cash-free on site. We store every bet on the card.

Inside a Tipico betting shop with live screens and betting terminals
Inside view of a Tipico betting shop where the customer card is used. Photo:Tipico Shop Agency

How the Tipico customer card works

Get the card

You get your customer card at the Tipico betting shop.

Top up

You load a balance onto the card in the betting shop.

Bet cash-free

You bet cash-free in the shop with the balance. We store all bets on the card.

What is the Tipico customer card?

The Tipico customer card, often called the Tipico Card, is your personal card for cash-free betting in the Tipico betting shop. You load a balance onto the card and bet with it on site. You get the card at a Tipico betting shop near you.

We store every bet you place with the card. If you lose a paper betting slip, our staff still pay out your winnings, because the bet is recorded on the card.

You don't need a customer card to bet online. Online, you use your Tipico online account. What you can do without a customer card has its own page.

How do I get and use the Tipico customer card?

You get the card in the Tipico betting shop and can use it there straight away. You don't need ID for the first registration.

  1. Find a shop near you with the betting shop finder.
  2. Pick up the card on site. Details are on Apply for the Tipico customer card.
  3. Top up your balance in the shop and bet cash-free. See Activate and use the customer card.
  4. Before your first payout, you verify your identity with a valid official ID.

What benefits does the Tipico customer card offer you?

With your Tipico customer card you bet cash-free in the shop, your bets stay stored, and we pay out winnings in cash on site.

  • Cash-free in the shop: You bet with the balance on your card and need no cash at the counter.
  • Bets stored: All bets are on the card. If you lose a paper betting slip, we still pay out your winnings.
  • Cash payout on site: You receive winnings in cash at the betting shop.

How does the payout with the Tipico customer card work?

We pay out your winnings in cash at the Tipico betting shop. Alternatively, we credit them to your card.

Before your first payout, we verify your account and check your details against a valid official ID. You don't need the ID for your first registration, but you do need it for the payout.

Questions about payouts? Our staff in the betting shop or the Tipico Help Center can answer them.

Whatever payment method you use, deposits into your betting or gaming account are capped at the statutory cross-operator monthly limit of 1,000 euros, monitored through LUGAS.

Customer card or online account?

The customer card and the online account are separate and not linked to each other. In the betting shop you use the card. Online you use your online account with its own deposits.

The table shows the main differences.

FeatureTipico customer cardTipico online account
Where you use itTipico betting shop on-siteOnline and in the app
BalanceLoaded in the shopDeposited online
Balance usable onlineNoYes, straight away
How bets are placedCashlessly in the shopWith your username and password
VerificationAt your first withdrawalAt your first withdrawal
Card neededYes, for shop betsNo

Why the two can't be linked is explained on Link the customer card to your online account.

Good to know: card and online account are separate

There is no link between the customer card and the online account. They are two separate accounts, and you can't transfer a card balance to the online account. More on Link the customer card to your online account.

Play responsibly

Gambling can be addictive. Sports betting is only allowed from age 18 (21 in Bremen). Find help and points of contact under player protection and help.

Find a Tipico betting shop near you

Information based on the official details from Tipico (tipico.de), as of June 2026. Details and the exact guide can be found in the Tipico Help Center or in the betting shop. Betting from age 18 (21 in Bremen), gambling can be addictive, help at Player protection and help.

Frequently asked questions about the Tipico customer card

What is the Tipico customer card?

The Tipico customer card (Tipico Card) is your card for betting in the Tipico betting shop. You bet cashlessly on-site with the balance loaded onto it. Every bet gets saved to the card, so we can pay out winnings even without a paper betting slip.

What benefits does the Tipico customer card offer?

Cashless betting in the shop with your card balance, bets that stay on record, and winnings paid out in cash on-site.

Do I need the customer card to bet?

It is meant for cash-free betting in the betting shop. Online, you bet with your registered Tipico online account and need no customer card. The page Betting at Tipico without a customer card shows what works without a card.

Where do I get the Tipico customer card?

At our Tipico betting shop on site. The page Apply for the Tipico customer card explains how it works and what to bring.

How can I withdraw balance with the Tipico customer card?

Winnings and balance are paid out in cash at the Tipico betting shop, or credited to the card if you prefer. Before your first withdrawal, we verify your account against a valid, official ID.

What is the Tipico Card?

Another name for the Tipico customer card. It is the same card you use to bet cash-free and manage your balance in the Tipico betting shop.

Can I also bet online with the Tipico customer card?

No, the card only works in the betting shop on-site. Online betting runs through your registered Tipico online account, which is independent of the customer card.

Where can I top up my Tipico customer card?

At the Tipico betting shop that issued your card, or at a shop run by the same franchise partner. You pay in cash at the counter or at a terminal. You cannot transfer a balance from your online account to the card.

What do I do if I lose my Tipico customer card?

Go to the Tipico shop that issued the card and apply for a new one there with a valid ID. According to Tipico, your balance and open betting slips are transferred automatically. More on the page Lost your Tipico card.

Can I use the Tipico customer card in every Tipico shop?

No. The card is tied to the shop that issued it. If that shop belongs to a franchise partner with several locations, you can use it there too. It does not work in all Tipico shops across Germany.

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Betting only from age 18 (21 in Bremen). Gambling can be addictive. Help and advice: Player protection & help.